Young Investor 4 You

          The recent market crash due to COVID19, has dragged the value of many small cap and mid cap shares to multi years low. As a result, making them available at mouth-watering price. Many shares have converted into penny stock.            Penny Stock are those stocks which trades at low price. Generally they are traded at below 10rs. Penny stock are very risky investment. One should invest in it with a mindset that you might loose all your money . But what if I say you that it can give 100 times return .            Usually I don't recommend penny stock investment but today in this post, I would like to give you one penny stock which I think can become multibagger based on my analysis, because it has good fundamental . It has potential to outperform in nearby future and can become turnaround story . The stock is TRIDENT LTD . TRIDENT LIMITED                    It is engaged in manufacturing, trading and selling textiles (yarn, terry towel and b

          The Corona Virus Outbreak has created havoc in the world. All stock markets in the world are corrected from their peak values as a result every individuals portfolio has bottom down except the few smart people who has a PROPER ASSET ALLOCATION. The main reason of writing this blog is to aware people about asset allocation, its importance and how to make it so that they can bear current market crisis.  ➤ What is Asset Allocation?           It is a process in which investor make a decision of how much money to be invested among various asset classes . They are mainly 4 asset classes: Stocks: It represent ownership into a business. In simple words, it is noting but buying some portion of company through stock market. It can be shares of company, equity ETFs, mutual funds, etc. Fixed Income: It represents lending money to someone. It can be fixed deposit, recurring deposit, post office schemes, debt mutual funds, PPF, NSC, different bonds etc Cash: It

          In India, gold is considered as a valuable asset for society in terms of jewelry consumption as well as wealth accumulation by large number of low and middle class people. Throughout history, gold has been seen as valuable commodity. Therefore, gold is considered as a tool for financial planning.          People often ask me why to invest in gold rather than other investment strategies . I would give you undoubted answer : It has maintain its value over time. It has been proven hedge against inflation. Gold investment has minimum risk. Inflation and deflation does not have much impact on gold. It is simple and easy to liquidate. It can be exchanged for cash. It is key to diversified portfolio. Gold has historically negative correlation with stock.  Now, I would tell you the 6 different ways to invest in gold. 1.  JEWELRY  :            It is the oldest way of investing in gold. You can buy it from jewelry shop. If you want self satisfaction than

                  Corona Virus had made a great impact on share market. People are afraid of losing money and are searching for blue chip companies for safe and consistent return in this crisis. So, in this post, I would explain what is blue chip companies and five best blue chip companies which I consider would never disappoint their investor.                        Blue chip companies are well known, well established and well capitalized companies. They are safe, stable , profitable and long lasting companies with a history of consistent performance. In other words, they are fundamentally strong companies. I have selected 5 companies on basis of  Enterprise value is above 50000Cr Average Return on Equity 5 years is above 20 % Average Return on Capital Employed 3 years is above 20% Virtually debt free Current share price is below 2500rs. Promoter holding is above 50% (except ITC limited) Compounded Profit growth in 5 years is above 10% Compounded Sale

      Today's young generation are busy in enjoying their life. They don't think of future at the right time and regret for passive income when they have family responsibility. They never have retirement plan. They live on month to month basis. They never put emergency fund aside. They take debt for small things and make it burden for them. I would suggest you that every one should  plant a tree which would give continuously fruits after some years . I guess you are getting what do i mean. And remember one thing its never late to start anything. Some good opportunities where you should start investing money to generate a second source of income as well as a kind of saving.  RECURRING DEPOSIT  : It is a kind of term deposit where a person has to deposit fixed amount (from 100-1.5lakh) every month in deposit account for a specific term and earn interest at the rate applicable. Generally, the interest rates are 6.5% to 9% p.a.   This is kind of saving which is

              Every successful investor think and search of stock which can generate 2x, 3x or 10x times returns to its investment. Those stocks are called 'multibagger stock'. Those companies which  are growing consistently over a time . Those companies which can have turnaround story.                According to my study and analysis, "MEGHMANI ORGANICS" can be wealth creator multibagger stock.  MEGHMANI ORGANICS LTD              These is a  chemical sector company engaged in manufacturing of pigment & agrochemical. There pigment customers are mainly MNCs from a wide range of industries such as printing inks, plastics, paints, textiles and leather, paper and rubber. They have more than 90 Agrochemical customers, which include leading pesticides manufacturers from countries in North America, Europe, Latin America and Asia, as well as end users in the domestic Indian market. Some financial aspect which makes it attractive are: Compounded sales

                    Currently, India is facing Corona Virus Pandemic. Due to this situation, Indian share market has witness a great correction. As a result, it has gives us good opportunity to buy good companies share at discounted price. There are some companies which have not corrected much in this pandemic situation thus making them attractive for investor.            According to my study, i would recommend 5 stocks which i think will give excellent return after this pandemic situation gets over and market start bouncing back. 1. Hindustan Unilever Limited (HUL)   : It is a market leader in FMCG sector. Some of the famous brand of HUL is Dove, Lux, Pears, Lifebuoy, Ponds, Surf Excel, Lakme, Lipton, Pepsodent, Etc. Low risk share. Net profit is increasing every year It is virtually debt free. ROE & ROCE is excellent  Paying dividends every year. 2. Maruti Suzuki : It is one of the leader among auto sector. From last two years, auto sector is facing serious