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Showing posts from May, 2020

Avenue Supermart Ltd. (DMART) - "No-brainer" stock in retail sector

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          Everyone known about Rakesh Jhunjhunwala, one of the successful investor of India as well as Warren Buffet of India. But who was his guru?.... His guru was Radhakishan Damani. He had a vision that other investors should invest their money in his company . So he started a supermarket business under the name of DMART.                    DMART is a chain of supermarket in India founded by Radhakishan Damani in the year 2002. It is promoted by Avenue Supermart Ltd . It has more than 196 stores across 11 states in India. Dmart is known as WALMART of India. BUSINESS STRATEGY : Focus : They focus in giving discount to consumer. It means low price strategy . Self-Owned Stores: They always buy their own property. They don't focus on rented property. This helps them in reducing cost of product. Control Expense on marketing and shopping mall : You will never interact with big hoarding or digital marketing of Dma...

4 Best Government's Saving Schemes

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          Just think you have a safe deposit box where you keep a side a part of your income or saving amount and earn interest on it. Yes, it is government saving scheme.                        Government saving scheme are launched to strengthen the financial stability of the people. All the schemes are known for their long term benefit as well as tax exemption . These schemes are consider to be safe and secure.   In this post, I have choosen  4 best schemes which I think are good to invest in.  1. PUBLIC PROVIDENT FUND (PPF)                        It is a long term investment with the objective to mobilize small saving in a form of investment, coupled with a return on it. It is also called saving-cum-tax saving investment. Eligibility:  Any Indian citizen can invest in PPF. NRIs and HUFs are not eligible. One citizen can ...

4 Sectors - Less affected by COVID19

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          The noval corona virus has spread to 187 countries. It has slowdown the economic activity and created a fear of recession in the world. It has impacted most of the sectors by disrupting demand - supply chain, lock-down and production cut. Under such circumstances, 4 sectors that are less affected are:  1. TELECOM : With the rising number of cases of corona virus in India, lock-down is increase. Due to lock-down, people are spending more time at home for work and leisure and using higher amount of network data. As a result, telecom companies has benefited from increasing number of subscriber and data services . Along with this, tariff hike decision taken in December 2019 has also provided good outcome for them. Telecom Companies which can be consider to buy:  Reliance Industries Limited (RIL) - Jio network  Bharti Airtel Limited  - Airtel network 2.  FAST MOVING CONSUMER GOODS : The use of household ...

Mutual Funds are good or bad?

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          Recently, Franklin Templeton India's 6 debt fund closure was a shock to the investor as well as made them concerned about their mutual fund investment. This chaos has created fear in the mind of investor that  is investing in mutual fund are safe? Thus, in this blog, I would tell you what is mutual fund in short, its safe or risky, basic types of mutual fund, their benefits and  most important you should invest in it or not            Mutual Fund is a professionally managed fund which pools money from investor to invest in different securities such as stocks, bonds, etc. on a nominal fee. In simple words, your money and other investors money are collectively invested by professional in different assets to earn maximum return. ➤ Is Mutual Funds are Safe or Risky ?           Well, I would like to tell you that all Mutual funds are safe because three governing body of governm...

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